Your insurance cover is potentially valid worldwide and for up to 45 days per trip. Most of your policy benefits may apply anywhere in the world, with a few exceptions:
- FCDO exceptions: your cover will not apply in countries, regions or areas where the Foreign Commonwealth & Development Office (FCDO) advises against all travel or all but essential travel.
- United Kingdom exceptions: certain covers have limitations when travelling within the UK, including:
- Events typically covered by other domestic policies (e.g., liability insurance).
- Covers designed primarily for international travel (e.g., winter sports cover).
Important eligibility criteria:
- Trips with a total duration of more than 45 days are excluded from coverage.
- You must hold an active Onsi Travel Club subscription:
- At the time of any incident during your trip
- From the beginning until the end of your trip.
- Trips must begin and end in the UK with both outward and inbound travel tickets purchased (if any) before the trip begins. Trips with only one way or open tickets are not covered.